Credit Report Knowledge

Your credit is one of the top three criteria in getting approved for a bank business loan. Do you know what’s in your reports?

Business Lending Advocate Credit Report Bureaus

What is the Credit Report Knowledge?

Every bank relies on one or all of the credit bureaus in evaluating your business loan request. The Credit Report Knowledge service aims to empower you with the credit knowledge you need to confidently apply for your business loan request. Knowing what is on your credit reports, and what that information reveals about you and your business to the bank, puts you one step closer to business loan approval.

The Credit Report Knowledge product comes in two forms:

Workbook & Video Tutorial – $49

Workbook, Video Tutorial, & 1-hour Consultation – $149

Gain access to your credit report history

How to navigate through the three main credit bureaus; Equifax, Transunion, and Experian.

Take action

Identify the key things that you can immediately do to help increase or repair your credit report.

Credit report from a bank’s perspective

Learn what the credit reports are saying about you and how this affects your ability to borrow.

Dispute inaccurate data

Help you immediately remove any inaccurate data.

Protect your credit report from fraud

Learn how to keep your credit report protected from fraud.

1-hour one-on-one consultation

Meet with an experienced business banker to help you walk through the workbook, give you in-depth advice and guidance during the process, and answer any questions you may have along the way.

Workbook and Video Tutorial

$49

What to expect

  • After purchasing, receive an email with the workbook and video tutorial
  • At your own pace and time, walk through the step-by-step tutorial and run your credit reports
  • Using the video tutorial, learn about how the items in your credit report reflect your business in the eyes of the bank

Workbook, Video Tutorial, Consultation

$149

What to expect

  • After purchasing, receive an email with the workbook and video tutorial 
  • In the email, also receive a scheduling link to schedule your 1 hour appointment. Choose the time that works best for you
  • Visit with your advocate one on one and do everything live- pull your credit reports, ask questions, and receive personalized advice and guidance

Workbook & Video Tutorial – $49

Workbook, Video Tutorial, & 1-hour Consultation – $149

Take action

Identify the key things that you can immediately do to help increase or repair your credit report.

Credit report from a bank’s perspective

Learn what the credit reports are saying about you and how this affects your ability to borrow.

Dispute inaccurate data

Help you immediately remove any inaccurate data.

Protect your credit report from fraud

Learn how to keep your credit report protected from fraud.

Workbook and Video Tutorial

$49

What to expect

  • After purchasing, receive an email with the workbook and video tutorial
  • At your own pace and time, walk through the step-by-step tutorial and run your credit reports
  • Using the video tutorial, learn about how the items in your credit report reflect your business in the eyes of the bank

Workbook, Video Tutorial, Consultation

$149

What to expect

  • After purchasing, receive an email with the workbook and video tutorial 
  • In the email, also receive a scheduling link to schedule your 1 hour appointment. Choose the time that works best for you
  • Visit with your advocate one on one and do everything live- pull your credit reports, ask questions, and receive personalized advice and guidance

Questions? We are always available to help.

Other products and services you may be interested in:

Hourly Consulting

$100/hour

Some key features

  • One-on-one Consultation with Rosantina Aranda, an experienced business banker who worked in business banking for over 30 years
  • Receive professional insights about banking, business loans, bank lending, and any questions you have.
  • Receive an email after the meeting summarizing every question, answer, and piece of advice discussed.
  • Get connected with trusted business professionals that can further assist you with your business needs (Bankers, CPA’s, Bookkeepers, etc.)

Loan Qualification Assessment

$299

Some key features

  • Know if you qualify for a business loan within 48 hours WITHOUT running your credit.
  • Receive a customized report of your business & personal ability to cash flow for a new loan request
  • Get insight knowledge of bank loan terms and collateral requirements based on loan purpose and amount.

  • 1-Hour meeting with an experienced business banker to review your report results with you and answer any questions you may have.

Loan Readiness Package

$499

Some key features

  • Two 60 minute one-on-one consultations with an experienced Business Banker
  • Personalized Cover Letter written by an experienced business banker that highlights the essential information about you and your business that your bankers needs to know to assess the overall loan request.
  • Help with completing the: 
    • Business Description Form
    • Personal Financial Statement
    • Business Debt Summary
    • Supporting Documentation for Loan Purpose

    SBA 7A Loan Packaging

    $2,000

    Some key features

    • Gather and complete all the required documentation required for an SBA 7a loan. 
    • Get connected with trusted Banks and Credit Unions to process the loan request.

    Copyright © 2022, Business Lending Advocates

    Our services help better prepare you to apply for a bank loan, we do not guarantee loan approval with any organization.