Self Qualification Assessment
$49
one time payment
Benefits
- Knowledge is power! Learn the bank’s lingo and primary criteria for evaluating your business for loan approval.
- Save a trip to the bank and calculate your DSCR calculation in only 5 minutes by entering the information about your business net income, debt payments and loan request purpose and amount.
- Receive a customized report with your information to determine if you meet the minimum cash flow requirements for a new business loan.
Debt Service Coverage Ratio (DSCR) is a calculation typically used by most banks in commercial and small business lending transactions to determine if a company can repay its loans and if it’s ready to take on new financing. Our quick assessment can help you discover using your business’s income and debt for the prior year if your business is on target to meet the bank’s minimum cash flow requirements for loan approval.
What You’ll Need to Complete Your Report
- Loan amount and purpose
- 2021 business tax returns
- Net Income Amount
- Depreciation Amount
- Total monthly minimum payments for all the business debt, this includes real estate, credit cards, line of credits, vehicle and equipment loans.
“With decades of experience in the banking business… Rosantina is the go-to person to get first-hand advice on how to best prepare your business to deal with banks.”